Buying Your Dream Home: How To Choose An HOA

Purchasing a home or condo in Columbus Ohio often involves being part of a homeowners’ association (HOA). In fact, it's difficult in many cities and suburbs to buy a home that's not in an HOA.

The HOA is responsible for managing shared spaces, building structures, and community amenities. Understanding the functions of an HOA is pivotal. It impacts your everyday living and property value. Here are seven essential qualities to look for when evaluating an HOA:

Clear Goals and Vision

A proactive HOA not only maintains but also enhances the community. Ask about their vision - do they strive to improve existing facilities or merely maintain them? Matching their goals with your aspirations ensures harmony and long-term satisfaction.

Clear House Rules

The rules outlined in the Covenants, Conditions, and Restrictions (CCR) document need to be clear and consistently enforced. HOAs with structured discussions and transparent decision-making processes, guided by specific house rules, tend to uphold community standards diligently.

Secure Financial Procedures

The risk of financial mismanagement is real for HOAs. Look for an association that employs checks and balances, possibly with professional property managers, to safeguard financial interests. Transparent financial statements and ongoing reserve studies for future repairs showcase responsible management.

If the HOA does use a third-party property management company, research that company. Not all HOA property management companies are created equal.

Funds Set Aside for Maintenance

Avoid unpleasant surprises by ensuring the HOA sets aside funds for major repairs. A well-run association conducts regular reserve studies to determine adequate funds needed for the community's future maintenance, preventing hefty special assessments.

Homeowner Participation

A good HOA allows homeowner input. Check if there's a process for homeowners to challenge policies they disagree with and if there are forums for dispute resolution. An HOA that respects homeowners’ opinions fosters a harmonious living environment.

Effective Communication

Transparent communication channels are vital. Look for HOAs that keep residents informed through newsletters, websites, and community meetings. Accessible communication fosters a sense of community and involvement.

Well-Maintained Community

The condition of the community directly reflects the HOA's effectiveness. A clean, well-maintained community, including landscaping, amenities, and private properties, indicates an active, responsible association.

Choosing Your Dream Home in Central Ohio

When considering a home in Columbus, finding the right community and HOA is crucial. It's a complex decision that requires local expertise. Rita Boswell, a dedicated, full-time Realtor in Columbus, possesses the knowledge to guide you through this process successfully. To start your journey towards your dream home, contact Rita Boswell at 614-830-9767. With Rita's expertise, find not just a home, but a community that matches your lifestyle and aspirations perfectly!

Homes That AREN'T In An HOA

If you don't want to deal with an HOA at all, we can help you find homes for sale that aren't in an HOA. There are pros and cons to living in a community with an HOA, and it's not for everyone. Let us know if you need a home without an HOA, and we'll help you find it.

Browse Non-HOA Homes For Sale in Central Ohio

1640 Properties
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$245,000
Neighborhood: Hamilton Meadows
3
Beds
1
Baths
1,398
Sq.Ft.
1960
Year Built
2
Days on Site
224012160
MLS
$314,900
Neighborhood: Park Place West
3
Beds
2F11/2
Baths
1,430
Sq.Ft.
1995
Year Built
2
Days on Site
224012159
MLS
Coming Soon on 04/26
7824 Blackwillow Street Dublin,  OH 43016
3
Beds
2F11/2
Baths
1,638
Sq.Ft.
1981
Year Built
2
Days on Site
224012161
MLS
$229,900
Neighborhood: Hamilton Meadows
3
Beds
1
Baths
1,225
Sq.Ft.
1971
Year Built
2
Days on Site
224012163
MLS
4
Beds
2
Baths
1,512
Sq.Ft.
1972
Year Built
2
Days on Site
224012165
MLS
3
Beds
2F11/2
Baths
1,285
Sq.Ft.
1995
Year Built
2
Days on Site
224012164
MLS
Coming Soon on 04/27
303 Orchard View Drive Lancaster,  OH 43130
3
Beds
2F11/2
Baths
2,504
Sq.Ft.
1979
Year Built
2
Days on Site
224012170
MLS
Coming Soon on 04/24
1200 Inwood Drive Marion,  OH 43302
4
Beds
2F11/2
Baths
1,566
Sq.Ft.
1960
Year Built
2
Days on Site
224012171
MLS
4
Beds
2
Baths
1,833
Sq.Ft.
1920
Year Built
2
Days on Site
224012176
MLS
Open 4/28
990 Dale Ford Road Delaware,  OH 43015
4
Beds
3F11/2
Baths
1,934
Sq.Ft.
2003
Year Built
2
Days on Site
224012181
MLS
Open 4/28
5926 Mcintyre Drive Dublin,  OH 43016
$370,000
Neighborhood: Kildaire
3
Beds
2
Baths
1,377
Sq.Ft.
1990
Year Built
2
Days on Site
224012183
MLS
3
Beds
1
Baths
960
Sq.Ft.
1957
Year Built
2
Days on Site
224012191
MLS

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